** All course materials that you receive during your enrollment are protected by Federal Copyright law and are meant for your personal use only. By signing this agreement, you agree not to reproduce, redistribute, share, sell, auction, or give away any such materials either during or after your enrollment. Violation of this agreement is harmful to Kaplan PMBR and may subject you to civil penalties and/or criminal prosecution. Your enrollment cannot be shared, resold, auctioned, or transferred to
another person in any manner. Enrolled students agree to complete payment of tuition prior to instruction. Students who pay by credit or charge card acknowledge receipt of course materials and agree to all tuition payment obligations. All payments are non-refundable after receipt of home study materials. In states that require a different refund calculation, that state’s policy will be applied. No refunds for CDs or MP3s after purchase. In the event tuition is paid by a third party, any refund
will be paid to the third party.