Information about your quotation
Policy acceptance is subject to the information provided by you being wholly correct and accurate. If it is subsequently discovered that you have failed to disclose material information, this could result in amended terms, a claim being rejected or the policy being invalid. The details given usually provide us with sufficient information to enable us to consider the application. However, please consider carefully whether there is any other material information known to you, which could influence
our acceptance or assessment of your application. We cannot offer new quotes by this method for policies we already hold.
If you are unsure whether a piece of information is material you should disclose it by telephoning us on
01603 301770
or by including it in the further details field of our quote form. Please note, if you do not disclose all relevant information or if that information is inaccurate, claims may be affected or we may cancel your policy.
When giving us information about another person, we believe that you act for them with their knowledge and approval. We also believe that you have their authority to agree to the processing of their personal details to determine the cover offered. We will hold this information no longer than necessary. We assume that the information you have given us is accurate. If anything is incorrect in the details we send you, please let us know.
To make sure you get the best offer from insurers, now or at any renewal or at any time and to protect their customers from fraud and to verify your identity, they may use publicly available data which they obtain from a variety of sources, including a credit reference agency and other external organisations. Their search will appear on your credit report whether or not your applications proceed. As well as these searches insurance companies may use a credit check to ascertain the most appropriate
payment options for you. This credit check will also appear on your credit report whether or not your applications proceed.
Should you choose to proceed with your policy our insurers will consult the "Claims & Underwriting Exchange" to confirm details of any previous accidents, claims, incidents or the like. Failure to disclose any such incidents may have a negative impact upon your policy, the terms of the policy and even the validity of the insurance.