Steward Wealth Strategic Planning Fact Finder

Employment/income information

{primaryfirstName}'s income source

	$
Employment gross salary (excl. employer super)
Employer super contributions
Rental income
Investment income
Pension income
Other income

{primaryfirstName}'s income total

{secondaryfirstName}'s income source

	$
Employment gross salary (excl. employer super)
Employer super contributions
Rental income
Investment income
Pension income
Other income

{secondaryfirstName}'s income total
Combined income total

Monthly household income surplus/shortfall

	$
Surplus/shortfall

Do you expect any changes to your income/employment in the next 12 months?

Retirement planning, superannuation and income streams
In order to make as accurate a projection as we can about how long your retirement savings will last as we can we need to have an estimate of your life expectancy. We appreciate that this can be confronting for some people so we understand if you choose not to do it. If you are happy to do so then please go to www.mylongevity.com.au and complete the questionnaire.
{primaryfirstName}'s age now
Current date

Day Month Year
Date
Retirement age
Life expectancy
Pre-retirement savings p.a.(ability to contribute to super)
What retirement income would you like to target?
per annum
If our analysis suggests that you will not meet your retirement goals by your planned retirement age, would you:

Continue working until the goals are met Retire on the planned date and compromise on the level of income Decrease your spending and save more

{secondaryfirstName}'s age now
Current date

Day Month Year
Date
Retirement age
Life expectancy
Pre-retirement savings p.a.(ability to contribute to super)
What retirement income would you like to target?
per annum
If our analysis suggests that you will not meet your retirement goals by your planned retirement age, would you:

Continue working until the goals are met Retire on the planned date and compromise on the level of income Decrease your spending and save more

	Non-concessional
FY2019
FY2020
FY2021
FY2022

	Non-concessional
FY2019
FY2020
FY2021
FY2022

Structures and entities
Do you have a trust?

Yes No
Current investment statement

Browse Files

Cancel of
Name
Purpose
Trustee
Beneficiaries
ABN
Value
Comments
Do you have a company?

Yes No
Current investment statement

Browse Files

Cancel of
Name
Purpose
ABN
Directors
Shareholders (incl %)
Value
Comments
Do you have any other structures and entities?

Yes No
Others

Investing your money?

For us to make appropriate investment recommendations for you, it's important we understand how much risk you want to take, how much you need to take and how much you can take. To help you think about this, you might be interested to know:
There is a range of asset classes that go from low risk/low returns right up to high risk/high returns
The table below ranks the returns of different asset classes each year. Clearly there is no pattern to the returns, the best performing asset class one year can be the worst the next year. The best way to avoid the extreme ups and downs is to be have a portfolio that is diversified across the asset classes.
This chart shows that the longer you invest in the higher risk/higher return asset classes, the more likely you are to have positive returns.
This chart shows if you blend the asset classes in a diversified portfolio, the risk-return outcome changes again.

Assets and investments

Please list your lifestyle assets

	Owner	Value
Primary residence
Holiday home
Motor vehicle
Motor vehicle
Other e.g. artwork, boats
Other e.g. artwork, boats

Do you have any investment properties?

Yes No

Please list your investment property

	Investment property	Owner	Date purchased	Cost ($)	Value ($)	Rent ($)
1
2
3
4

Please list your cash assets

	Owner	Value
Bank/savings
Term deposits
Offset account

Other investments
Do you have any shares, managed funds or other investments?

Yes No
Shares
Shares latest statement

Browse Files

Cancel of
Managed funds
Managed funds latest statement

Browse Files

Cancel of
Other
Other statement

Browse Files

Cancel of
Are there any specific investments you would like to retain?
Have you sold any investments this financial year, which could affect capital gains tax?
Do you have any carried forward capital losses?

Yes No
If so, how much and in whose name?

Personal and investment loans and liabilities

	Description e.g. credit card, investment property	Lender	Borrower/s	Facility/Limit	Balance	Interest rate	Principal & interest or interest only	Monthly repayment	Secured against	Deductible
1
2
3
4
5
6
7
8

Lending services

Steward Wealth is able to provide a professional review of your banking needs. The solutions offered include:

Motor vehicle finance
Equipment finance
Bank guarantees
Overdrafts
Small business loans
Cash flow loans for professional service businesses
Office fit-out finance

Credit facility for business
Commercial building loans
Home loans
Investment loans
Deposit bonds
Self-managed superannuation loans (residential and commercial)

Are you satisfied with your current banking arrangements?

Yes No
If no, please provide details
Would you like to speak to our funding solution specialist?

Yes No

Other considerations
Do you envisage any major upcoming expenses/purchases, e.g. new car, holidays, renovations, school fees, new business?
Are there hobbies, interests or pastimes you would like to spend more time on?
Is there anything else you would like to tell us?

Are there any family issues which may be relevant for your plan, e.g. issues with children, parents who require assistance?
Are there any charities you actively support?
Do you expect to receive an inheritance? If so, do you know approximately how much?

Your professional advisers
Solicitor
First name
Last name
Company
Phone number
Email
example@example.com
Street address
City
Country
State
Postal code
Accountant
First name
Last name
Company
Phone number
Email
example@example.com
Street address
City
Country
State
Postal code
Other professional advisers

(insurance brokers etc)
Type
Name & company
Type
Name & company

Acknowledgements
Client acknowledgement

Steward Wealth recommends that you read the Steward Financial Services Guide (FSG) that you have been provided with.

• I/We acknowledge that I/we have received a Steward Wealth Financial Services Guide.

• I/We acknowledge that the information contained in this client profile is complete and accurate to the best of my/our knowledge.

• I/We acknowledge that recommendations or advice given without the completion of a client profile, or following a partial or inaccurate completion may not be appropriate to my/our needs.

• I/We acknowledge that Steward Wealth may need to refer certain aspects of the requested advice to external specialists, for example, general insurance, specialist tax advice, family law, estate planning and trusts.

• I/We authorise Steward Wealth to retain and store our personal information including tax file numbers and quote my/our tax file number information to the Australian Taxation Office when necessary and investment managers or platform administrations when making investments on my/our behalf.

Privacy statement

Please see our website, www.stewardwealth.com.au, for our full privacy statement.

I/We agree to Steward Wealth using my/our personal information for the following purposes:

a. To prepare my/our financial advice;

b. Ensuring that the investment advice/financial products Steward Wealth recommends to me/us are appropriate to my/our investment objectives, financial situation and particular needs; and

c. Communicating with me/us about my/our financial advice and any product or service that Steward Wealth supplies to me/us

I/We acknowledge that Steward Wealth may disclose my/our personal information to:

a. Third parties for the purpose of complying with the Anti-Money Laundering and Counter Terrorism Financing Act 2006 (Cth) and associated rules, regulations, guidelines and any other directives issued by a regulator in connection with that Act;

b. A party that Steward Wealth believes, acting in good faith, that the law requires or permits you to do so, including the ASX, ASIC or any other governmental or regulatory authority in Australia, or where I/we consent to the disclosure.
Should be Empty:

	Owner	Provider	Type of plan	Life insured	Monthly premium $	Cover amount $	Duration
1
2
3
4

	Owner	Provider	Type of plan	Life insured	Monthly premium $	Cover amount $	Duration
1
2
3
4

Strategic Planning Fact Finder

Personal details

Primary contact

Home address

Postal address

Secondary contact

Home address

Postal address

Employment/income information

Retirement planning, superannuation and income streams

Self-Managed Superfund

Superannuation (excluding SMSF)

Pension (excluding SMSF)

Structures and entities

Investing your money?

Assets and investments

Personal and investment loans and liabilities

Lending services

Other considerations

Your professional advisers

Solicitor

Accountant

Other professional advisers

Acknowledgements