By signing below, each of the above listed Business Owner(s)/Officer(s)/Principal(s) and Business (individually and collectively, "You") certify that the information and documents in their entirety submitted in connection with this Funding Application ("Application") are accurate, true, correct, and complete; and that You will immediately notify SpotEm Capital or any of its representatives, successors, assigns, designess, agents, partners, or affiliates ("Recipients") of any change in such information or financial condition. You acknowledge that the Recipients are relying on the information You provide. You further authorize SpotEm Capital and each of the recipients that may be involved with or acquire commercial loans having daily repayment features or purchases of future receivables including Merchant Cash Advance transactions (collectively, "Transactions") to obtain consumer or personal, business and investigative reports and other information about You, including, but not limited to credit card processor statements and bank statement, from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax, and from other credit bureaus, banks, financial institutions, creditors, and other third parties. You also authorize SpotEm Capital to transmit this Application, along with any of the foregoing information obtained in connection with this Application, to any or all the Recipients for the foregoing purposes.