can i create a login account for my clients with jotforms?

I want to have a login acount for my clients, so they can upload files any time they want, and login in my webpage with and user / password.

Unfortunately, we do not allow login forms, because we do not allow allow collecting login credentials as part of our terms of use: https://www.jotform.com/help/8-Terms-of-Use 

"Phishing. You agree that Company may terminate your JotForm Service immediately if a form's purpose is found to be deceptively obtaining: sensitive credit card information, social security numbers, user login credentials, or other sensitive personal information. All these activities are considered as Phishing and any account along with the violating forms will be suspended immediately."