My submit button takes me to my personal paypal sign on page and not the checkout page

I had to take the page down b/c it's directing to my personal page and not the checkout page.  And if i go back to edit the form - i can no longer find the toolbar with the thank you page integrations etc.  Even deleted and started from scratch.  That option no longer shows up.

I am not sure if there is any limitation in your PayPal account checkout process. I did test your form and it does shows option to pay by credit / debit card and product details are also displayed. Please check the screenshot below:

I would suggest you to please check your PayPal account and customize PayPal checkout option:  https://developer.paypal.com/docs/classic/admin/checkout-settings/#customize-the-checkout-experience