How do I create fields that clients have to initial?

For the bulk of my form (contract) with my clients, it's just a long paragraph. I want to be able to to create separate paragraphs so they have to initial each one. I want them to have to READ my policies. They are just signing it at the bottom and I'm still running into problems post work. 

Thank you for contacting us and apologies for the challenges you are facing. We have a Short Scrollable Terms Widget which will not allow user to to accept the terms if they have not read/scrolled to the last paragraph of the Terms and conditions.

https://widgets.jotform.com/widget/short_scrollable_terms

You also have the option where the terms will be emailed to the client when the form is submitted.

Would this work for you? Kindly feel free to test and clone the form below with the widget set on it.

https://form.jotform.com/73125545819966

Kindly do let us know if this would be an option you can consider.

Thanks, that just means they will scroll down :( I want them to read it. So no that response doesn't work. 
I want for them to initial (or type their initials) next to each essential paragraph at least

If your aim is for them to sign their initials per paragraph, then perhaps these widgets would fit your needs:

https://widgets.jotform.com/widget/narrative_fields

https://widgets.jotform.com/widget/passage_test

Related guide: How-to-Add-a-Widget-to-your-Form 

The widgets above work in a "fill in the blanks" manner so you can strategically place the "blanks" on key paragraphs upon your discretion.

As a gentle reminder, this alone won't prohibit your users from ignoring your terms/contract though. Anyone can key in their initials and still end up not reading it. I would suggest you add an "I agree" clause to your form and add a Signature Field too just to be safe.

Complete guide: How-to-Add-an-E-Signature-to-Your-Form 

Yes that's helpful! Thank you!!