Why is my account on overlimit status?

I haven't come close to 100 submissions in a month and it is saying I don' t enough rooom. 

You have already reached the payments limit for your account, please note that a payment counts against your limits when you have a payment integration on your form and you receive a payment through the form. 

To check your limits and find more details about them, please check this guide: https://www.jotform.com/help/408-Understanding-Your-Account-Usage-and-Limits 

I hope this helps.