Form Over Quota

I received a message that I am over my quota, but I am significantly under my quota.  Please help me.

I checked your account and you have reached your monthly payment limit of 1 as a Free user.

To better understand your limits you can check this guide: Understanding-Your-Account-Usage-and-Limits

Hope this information helps.
Please let us know if we can be of further assistance.

Can I still have the form filled out without the payment option? 

and In order for me to do that, do I have to remove the account all together on the form? 

I have reset the counter just for once in the lifetime of this account. Please go ahead and remove the payment integration.