Can an application be saved and completed later?

Yes it can be saved and completed later, please register a free account first before building your form.

Then, please note the following:

1) We have currently two form's layouts, Classic and Card Forms:

Classic example:

Card Forms example:

2) If you create a form in the Classic layout, you have two options to save forms and continue later:

a) Saving users data in their browsers local storage, so they will need to get back to the same browser to finish the form: https://www.jotform.com/help/227-How-to-Enable-Auto-Fill-on-Forms 

b) Saving users data through a session URL you need to create, which allows the user to continue the form from any browser, here is the complete workaround: https://www.jotform.com/help/97-How-to-Save-Forms-and-Continue-Later

3) If you create the form in the Card Forms layout, the saving methods are simpler:

-So, the Autofill method is the one that saves data in user's browser local storage.

-The Save & Continue Later is the improved workaround that generates the session URL automatically, and sends it to user's email address, example:

Hope this helps, let us know if you have more questions.