A user is requesting a copy of the form at time of submission, is there a way to save a copy as a user or automatically send the user a reciept?

Do you mean to send a submitted data to the user?

If that's the case, then you just need to set an Autoresponder: https://www.jotform.com/help/26-Setting-up-an-Autoresponder-Email

Let us know if you had something else in mind.

Thank you!