Can I collect Credit Card data stored in my forms?

I signed up for the Silver plan, and I am needing to be able to create forms where I can collect and store Credit Card Data.  Is that allowed?

Are the fields Encrypted?

Our terms prohibit collecting credit card info on plain text fields.

It is only possible to collect credit card information without charging it. However, payment integration with any of our available payment processors is needed: Mastering-Payment-Form-Integrations-with-JotForm. Otherwise, our anti-phishing tool will automatically suspend or disable the account.

Here's a guide on How to Enable Payment Authorization.