Linking payment methods to the jotform

how do I link a payment system, do I need a credit card or can it go directly to my bank account.

Do you want to add a payment field to your form to collect payments? If so, please check the following guides:

Setting Up Your First Order Form

Mastering Payment Form Integrations with JotForm

And if you want to upgrade your account, please check this guide:

How to Upgrade My Account