Can we collect credit card information on a jot form?

Not payment processing but actual credit card information.

Unfortunately, it's not possible to collect credit card information without using a payment field as it goes against our terms to collect such info through plain text fields, please kindly refer to our terms in order to get more details about collecting sensitive data: https://www.jotform.com/help/8-Terms-of-Use 

We do allow to capture payment authorization and change the user later, this guide will provide you more details about how to do this: https://www.jotform.com/help/292-How-to-Enable-Payment-Authorization

If you have questions, let us know.