Drag & Drop insurance cards, is there an option for drag, drop, take picture from phone, and upload?

If this is a drag and drop scenario, is there not an upload option as well for uploading files from your phone, or can you take a picture right form your phone in a mobile phone application setting?

Yes, using this same widget "Drag and drop" on your phone, you can take pictures on your mobile phone and upload them on the form.

Example - below is a sample upon testing your form on a mobile device:

Do try and let us know if you face any issues.