When I set up a registration form it offered PayPal or credit card payment opportunity. Do I need to set up integrations?

I have set up a free account. When I set up a registration form it offered PayPal or credit card payment opportunity. Do I need to set up integrations?

Yes, you can setup an integration with Paypal if you have a merchant account with that payment processor, or with any of the payment processors listed there.

Please check this guide to read in detail how to accomplish your payment integration: https://www.jotform.com/help/323-mastering-payment-form-integrations-with-jotform