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JotForm Support Manager
We offer 3 types of integrations: Paypal Standard, Paypal Express checkout and Paypal Pro.
According to Paypa site: https://financing.paypal.com/ppfinportal/content/eligibility
PayPal Credit is included at no extra cost with most payment solutions from PayPal. Not sure if you already offer PayPal Credit to your customers? Find the button on your online checkout page in the chart below, and read the right-hand column to see if you can start promoting financing for your business.
So, in light of that, yes, Paypal Credit is something included with most payment solutions and it something you must manage at your Paypal account side.