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The Starter/FREE subscription will remain free as long as you do not exceed monthly limits (submission, payment).
If you exceed any of the limit, you can either upgrade to the next higher plan to get expanded limits or just wait for the monthly reset to occur (it will reset the monly limits)
I suggest checking for more detiails also on the subscription page https://www.jotform.com/pricing
Hope this help. Let us know if you need further clarification.