How can I have a form where I can fill a set of data into a cell?

One other question I have has to do with a budget form. Right now I have our applicants upload a spreadsheet document in word to our form, which is okay. What I would like is to have a spreadsheet in the form where I could set the set of fields (item, description, cost per unit, etc., and then they could add in their information, in both text and numbers. I assume there is no such application or wizard, right? I have tried a couple of options, but none accomplish what I need, unless i am doing it wrong. I have attached my budget form here to show you what i have them upload. Maybe that is the best way?
Lynette Robinson
20 Coonamessett Circle
East Falmouth, MA. 02536
508-563-5264
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Looking at the way how you accomplish it, I think you can use our configurable list widget. Please check it. Here's our guide for the widget: http://www.jotform.com/help/282-How-to-Set-Up-the-Configurable-List-Widget.