Which is simpler/easier... create your form on your own computer then transfer to Jot Forms, or, create the forms directly on JotForms?

I am still not certain if I will be going with Jot Forms and whether the free, or paid, service is what I will need.  But I want to get started on the forms today.  Don't want to make things complicated once ready to make said forms.

It is easier to build your forms directly on Jotform. Here's a link to our user guide: https://www.jotform.com/help/

I'm not sure how are you going to try to create your forms through your computer, but if it's a PDF form, you might be able to import it but there's no guarantee.

I would suggest you check out our user guide and if you have any questions or concerns regarding your account and/or the form(s) you're working on, please feel free to let us know through our support forums and we will be glad to help you. 

Thank you.