JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
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You can add a widget called Short Scrollable Terms. This widget allows you to have a scrollable section where all your text will be displayed. Here's a guide:
1. In the Form Builder, go to the More Fields, type "terms" in the search bar. Click and drag the Short Scrollable Terms. You can edit the text in the wizard page by clicking the wand icon.
2. You can put your terms and condition text in the Content field. There's also an option where you can require the user to read all the text.
Hope that helps. Let us know if you need further assistance. Thank you.