How can I test my form without include the payment as real submission?

I want to run a test to make sure I have the email attachment and auto response working, but I don't want to go through the payment process because it is a test.  Is this possible. 

You may use your payment integration in Sandbox mode in order to test your form, it means that the payment will not be taken as real transaction. 

It can be enabled in the payment wizard, but it depends of the payment gateway you're using, for example, in PayPal you find it under the "Additional Gateway Settings": 

And in Stripe you may simply set the integration as "Test Mode":

However, even if you set up your integration either Sandbox or Test mode it will count as payment in JotForm. 

What I would suggest you is to set the payment field as not required so you may simply avoid filling the payment section and submit the form, it will always send the emails, notifications and auto-responders.