Loan Estimate Form

Loan Estimate Form
Date Issued
MonthDayYear
2 digit month, 2 digit day, 4 digit yearDate
Loan ID
Loan Type
Sales Price
Loan Term
Purpose
Property
Street Address
Street Address Line 2
CityState / Province
Postal / Zip Code
Loan Terms
Rows Amount Can this amount increase after closing?
Loan Amount
Interest Rate
Monthly Principal and Interest
Rows Does the loan have these features? Comment
Prepayment Penalty
Balloon Payment
Projected Payments
Rows 1-7 Years 8-20 Years
Payment Calculation
Principal and Interest
Mortgage Insurance
Estimated Escrow
Estimated Total Monthly Payments
Estimated Taxes, Insurance and Assessments
Costs at Closing
Rows Amount Comment
Estimated Closing Costs
Estimated Cash to Close

Loan Costs
Origination Charges
Rows Amount
25% of Loan Amount
Application Fee
Underwriting Fee
Services you cannot shop for
Rows Amount
Appraisal Fee
Credit Report Fee
Flood Determination Fee
Flood Monitoring Fee
Tax Monitoring
Tax Status Research Fee
Services you can shop for
Rows Amount
Pest Inspection Fee
Survey Fee
Insurance Binder
Lender's Title Policy
Settlement Agent Fee
Title Search
Taxes and Other Government Fees
Rows Amount
Recording Fees and Other Taxes
Transfer Taxes
Prepaids
Rows Amount
Homeowner's Insurance Premium
Mortgage Insurance Premium
Prepaid Interest
Property Taxes
Initial Escrow Payment
Rows Amount
Homeowner's Insurance
Mortgage Insurance
Property Taxes
Lender Credits
Other

Rows	Amount
25% of Loan Amount
Application Fee
Underwriting Fee

Rows	Amount
Appraisal Fee
Credit Report Fee
Flood Determination Fee
Flood Monitoring Fee
Tax Monitoring
Tax Status Research Fee

Rows	Amount
Pest Inspection Fee
Survey Fee
Insurance Binder
Lender's Title Policy
Settlement Agent Fee
Title Search

Rows	Amount
Recording Fees and Other Taxes
Transfer Taxes

Rows	Amount
Homeowner's Insurance Premium
Mortgage Insurance Premium
Prepaid Interest
Property Taxes

Rows	Amount
Homeowner's Insurance
Mortgage Insurance
Property Taxes
Lender Credits
Other

Additional Information About The Loan
Lender
First NameLast Name
Loan Officer
First NameLast Name
Email
example@example.com
Phone Number
Please enter a valid phone number.Format: (000) 000-0000.
Additional Information
Other Consideration

Appraisal - We may order an appraisal to determine the property’s value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost.
Assumption - If you sell or transfer this property to another person, we;
will allow, under certain conditions, this person to assume this loan on the original terms.   will not allow assumption of this loan on the original terms.
Homeowner's Insurance - This loan requires homeowner’s insurance on the property, which you may obtain from a company of your choice that we find acceptable.
Late Payment - If your payment is more than 15 days late, we will charge a late fee of 5% of the monthly principal and interest payment.
Refinance - Refinancing this loan will depend on your future financial situation, the property value, and market conditions. You may not be able to refinance this loan.
Servicing - We intend;
to service your loan. If so, you will make your payments to us.   to transfer servicing of your loan.
By signing, you are only confirming that you have received this form. You do not have to accept this loan because you have signed or received this form.
Date
MonthDayYear
2 digit month, 2 digit day, 4 digit yearDate
Applicant Signature
Clear
Should be Empty:

Rows	1-7 Years	8-20 Years
Payment Calculation
Principal and Interest
Mortgage Insurance
Estimated Escrow
Estimated Total Monthly Payments

Rows	Does the loan have these features?	Comment
Prepayment Penalty
Balloon Payment

Rows	Amount	Comment
Estimated Closing Costs
Estimated Cash to Close

Loan Estimate Form

Loan Terms

Projected Payments

Costs at Closing

Loan Costs

Additional Information About The Loan