• Uniform Residential Loan Application Form

  • Section 1: Borrower Information

    This section, information about the person applying for the loan is asked.
  • Date of Birth
     / /
  • Format: (000) 000-0000.
  • Marital Status
  • Housing
  • Is your mailing address the same as your current address?
  • Section 2: Employment Information

    This section asks about your employment and retirement information.
  • What is your current working status?
  • Start Date
     - -
  • Format: (000) 000-0000.
  • Office Ownership Type
  • Section 3: Monthly Income Information

    This section asks about your income from employment and other sources, such as retirement, that you want considered to qualify for this loan.
  • Section 4: Loan & Property Information

    This section asks you specific questions about the property, your funding, and your past financial history.
  • 1) Will you occupy the property as your primary residence?
  • 1.a) Have you had an ownership interest in another property in the last three years?
  • 1.b) What type of property did you own: primary residence (PR), FHA secondary residence (SR), second home (SH), or investment property (IP)?
  • 1.c) How did you hold title to the property: by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
  • 2) If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?
  • 3) Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?
  • 4) Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
  • 5) Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?
  • 6) Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?
  • Section 5: Demographic Information

    The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
  • Ethnicity
  • Sex
  • Race
  • Section 6: Acknowledgement and Agreement

    Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
  • Date
     / /
  • Clear
  • Should be Empty:
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