Future of Credit Survey
Share your views and expectations about how credit and lending will evolve in the future.
Full Name
First Name
Last Name
Email Address
example@example.com
Age Group
*
Please Select
18-24
25-34
35-44
45-54
55-64
65+
Country of Residence
*
How would you rate your understanding of how credit works today?
*
1
2
3
4
5
Which of the following do you believe will most influence the future of credit?
*
Artificial Intelligence & Automation
Blockchain & Cryptocurrencies
Open Banking & Data Sharing
Alternative Credit Scoring (non-traditional data)
Peer-to-Peer Lending
Other
How likely are the following scenarios in the next 10 years?
*
Rows
Very Unlikely
Unlikely
Neutral
Likely
Very Likely
Traditional banks will lose dominance in lending
1
2
3
4
5
Credit decisions will become fully automated
6
7
8
9
10
Social media data will be used for credit scoring
11
12
13
14
15
Cryptocurrencies will be used for personal loans
16
17
18
19
20
Access to credit will become more inclusive
21
22
23
24
25
How concerned are you about the following aspects of future credit systems?
*
Rows
Not Concerned
Slightly Concerned
Neutral
Concerned
Very Concerned
Data privacy and security
26
27
28
29
30
Fairness of credit scoring
31
32
33
34
35
Access for underserved populations
36
37
38
39
40
Impact of automation on jobs
41
42
43
44
45
Transparency of lending decisions
46
47
48
49
50
Which of these best describes your current use of credit products?
*
I have no credit products
I use credit cards only
I use loans (personal, auto, mortgage, etc.)
I use Buy Now, Pay Later services
Other
How do you feel about the direction in which credit and lending are moving?
*
Very Negative
1
2
3
4
Very Positive
5
1 is Very Negative, 5 is Very Positive
Please share any additional thoughts or predictions about the future of credit.
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