• Homeowners Insurance Inspection Checklist

    Use this form to document the condition of a home for insurance inspection purposes, including property details, exterior and interior condition, safety items, risk factors, and follow-up notes.

  • Property Information

  • Inspection Date*
     - -
  • Format: (000) 000-0000.

  • Home Exterior Inspection

  • Roof Condition*
  • Siding / Exterior Walls Condition*
  • Gutters / Downspouts Condition*
  • Windows Condition*
  • Doors Condition*
  • Visible Foundation Condition*
  • Chimney Condition
  • Porch / Deck / Stairs Condition
  • Fence Condition

  • Interior Inspection

  • Ceilings Condition*
  • Walls Condition*
  • Floors Condition*
  • Doors Condition*
  • Windows Condition*
  • Stairways and Handrails Condition*
  • Signs of Water Damage*
  • Signs of Mold or Mildew*

  • Systems and Safety

  • Electrical panel/breaker condition*
  • Visible wiring condition*
  • Plumbing leaks observed*
  • Water heater condition*
  • HVAC condition*
  • Smoke detectors present and functioning*
  • Carbon monoxide detectors present and functioning*
  • Fire extinguisher present*
  • Signs of pest activity

  • Exterior Grounds and Risk Factors

  • Driveway and walkway condition*
  • Drainage and grading*
  • Tree and branch hazards*
  • Evidence of standing water*
  • Detached structures present
  • Pool or spa presence

  • Inspector Findings and Follow-Up

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