AML Product Risk Assessment Checklist
Complete this checklist to evaluate the anti-money laundering (AML) risk profile of your product. Structured questions help identify risk factors and mitigation measures.
Product Name
*
Product Category
*
Please Select
Payment Service
Lending/Credit
Investment
Insurance
Remittance
Other
Which customer types does this product serve?
*
Retail (Individuals)
Business/Corporate
Non-profit/Charity
Financial Institutions
Other
Geographic Exposure: Are any high-risk jurisdictions involved?
*
No, only low-risk jurisdictions
Some medium-risk jurisdictions
Includes high-risk jurisdictions
Delivery Channel
*
Face-to-face only
Non face-to-face (digital/online)
Both face-to-face and non face-to-face
Product Complexity
*
Simple (few features, easy to understand)
Moderate complexity
Complex (many features, difficult to understand)
Transaction Types Supported
*
Domestic transactions
International transactions
Cash transactions
Virtual assets/cryptocurrency
Other
Rate the overall inherent AML risk level for this product.
*
Low Risk
1
2
3
4
High Risk
5
1 is Low Risk, 5 is High Risk
Are there specific AML controls in place for this product?
*
Yes, robust controls
Some controls, but could improve
No specific controls
Additional Comments (optional)
Submit Assessment
Should be Empty: