Digital Credit Behavior Survey Form
Help us understand digital credit usage, repayment habits, and preferences. Please answer based on your usual behavior.
Respondent Profile
Age range / life stage
*
Please Select
18–24
25–34
35–44
45–54
55+
Student
Prefer not to say
Employment or student status
*
Full-time employed
Part-time employed
Self-employed
Unemployed
Student
Retired
Homemaker
Other
Income or financial comfort band
Please Select
Very tight
Somewhat tight
Comfortable
Very comfortable
Prefer not to say
Credit Usage Behavior
How often do you use digital credit products?
*
Never
Rarely
Sometimes
Often
Very often
Which digital credit products do you use?
*
Buy now, pay later
Digital wallet credit
App-based microloans
Store financing
None
Other
What is your main purpose for using digital credit?
*
Everyday purchases
Emergency expenses
Online shopping
Bills and utilities
Business expenses
Other
Repayment and Management Habits
How consistently do you make repayments on time?
*
Never
1
2
3
4
Always
5
1 is Never, 5 is Always
Rate your credit management habits across the following areas
*
Rows
Very Low
Low
Moderate
High
Very High
Planning before borrowing
1
2
3
4
5
Borrowing frequency
6
7
8
9
10
Repayment discipline
11
12
13
14
15
Attitudes and Preferences
I trust digital credit providers to offer fair terms.
*
Strongly disagree
1
2
3
4
5
6
7
8
9
Strongly agree
10
1 is Strongly disagree, 10 is Strongly agree
What would most improve your experience with digital credit?
*
Lower fees
Clearer terms
Faster approval
Higher limits
Better app experience
More flexible repayment options
Customer support
Other
Submit Survey
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