Money Personality Quiz

1

1. If I had a $20,000 windfall, my first impulse would be to...

Go on a spending spree baby

Deposit it in a term deposit / savings account and leave it there

Pay off my credit card and other overdue bills

Get ahead, figure out how to invest it to get the highest return

Cut a fat cheque to people that really need it

2

3

1 spender

4

1 saver

5

1 avoider

6

1 success measure

7

1 Server

8

2. The word budget conjures the following emotions in me...

Yahoo, time to count my moneyyy

Yep, don't love it but gotta do it

Yuk, that's a four letter word, don't use it in my presence

Yay, budgeting = saving

Yelp, I feel incompetent / guilty / fearful

9

10

2 spender

11

2 saver

12

2 success measure

13

2 avoider

14

2 Server

15

3. My goals for money are...

To feel safe for myself, my family and my retirement

To make as much I can as quick as I can

Unclear

To have enough to be able to have the things and lifestyle I want

To have enough to live on and then give the rest to people who need it more

16

17

3 spender

18

3 saver

19

3 avoider

20

3 success measure

21

3 Server

22

4. When it comes to spending...

I hope I have enough to pay for unexpected expenses

Less is more, spending makes me nervous, I’d rather save

I enjoy it, I’ve just gotta try and earn enough so I can get what I want

I enjoy spending on things that show I'm successful or distinguish me from others

It's good if it’s for something I need and the money goes to a good business

23

24

4 spender

25

4 saver

26

4 avoider

27

4 success measure

28

4 Server

29

5. Money records and spending trackers...

Are enjoyable to use because they help me track my money and save tax

Are for boring people

Keep me accountable with my spending which is important

Cause me to feel overwhelmed

Help me budget and save better

30

31

5 spender

32

5 saver

33

5 avoider

34

5 success measure

35

5 Server

36

6. I look at my bank account balance...

Only to see if I’ve got enough to make purchases

Rarely, I'd rather not know / it depresses me

Often, I get a buzz from seeing my financial progress

When needed, but I try and remove emotions from the process

Often, and even when I don’t need to just to feel good about my savings

37

38

6 spender

39

6 saver

40

6 avoider

41

6 success measure

42

6 Server

43

7. Borrowing...

Can be good when used productively for myself or others

Is something I do if I can make a profit

Isn’t something I bat an eyelid at to get what I want

Easily overwhelms me and can get out of control

Is something to be avoided and / or isn’t something I’ve needed to do because I’m a saver

44

45

7 spender

46

7 saver

47

7 avoider

48

7 success measure

49

7 Server

50

8. When it comes to lending...

I try to avoid lending money, for fear that the person I lend to wouldn’t repay it

I’m pretty generous and I’m don’t worry to much about getting it back, so long as I'm not funding something bad or creating dependency

I don’t mind lending money to people so long as I get a good interest rate and get paid back on time

I haven’t been asked, probably because people know I don’t have it to give

My money is mine to spend so the idea of it makes me feel uncomfortable

51

52

8 spender

53

8 saver

54

8 avoider

55

8 success measure

56

8 Server

57

9. Saving...

Makes me feel good, especially if it’s working towards a later investment

Makes me feel good, even if I’m not saving to purchase anything

Isn’t something that I really do, if I’ve got extra I usually spend it

Is something that I do in conjunction with giving

Is too hard, I'd rather live my life and not think about it

58

59

9 spender

60

9 saver

61

9 avoider

62

9 success measure

63

9 Server

64

10. Giving is...

Difficult for me to do, I don’t like parting with my hard earned savings

Something that I would consider, but my finances are pretty maxxed out with other priorities

Something that I would consider when I’m setup financially

Something that I enjoy doing and am intentional about

Something that I do when I feel socially or emotionally compelled to do so

65

66

10 spender

67

10 saver

68

10 avoider

69

10 success measure

70

10 Server

71

11. Investing is...

Something that I don’t like to think about

About growing wealth slowly and interests me

Not my main money priority when there is so much need in the world

Something could make me rich quick

Filled with risk, I’d only do it for land and buildings

72

73

11 spender

74

11 saver

75

11 avoider

76

11 success measure

77

11 Server

78

Total Spender

79

Total Saver

80

Total Avoider

81

Total Success Measure

82

total Server

83

Your responses align with the below categories:

Spender – {totalSpender136} response(s) – for spenders, money is about pleasure and enjoyment. They tend to be more about the here and now rather than delaying gratification.

Saver – {totalSaver137} response(s) – for savers, money is about accumulation, which is ultimately about security. They tend to be able to delay pleasure and enjoyment.

Server – {totalServer140} response(s) – for servers, money is a tool to serve others and themselves.

Avoider – {totalAvoider138} response(s) – for avoiders, money is overwhelming, they would rather stick their head in the sand.

Success measure – {totalSuccess} response(s) – for those that see money as a success measure, it’s a yardstick for success.

84

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