Student Accounts

Step 1: Review your options!
Illinois State Credit Union's student account program includes 3 options that are sure to fit your needs! Choose from one below and start your financial journey the right way!
Kids Club Account
Our Kids Club account is our basic package to get kids started on the right path to a successful financial future! This is a savings account that earns a higher interest rate and can be kept open for life! *A parent or guardian must be joint on this account.
- Perfect for younger children
- Regular savings account with $25 minimum balance to establish membership
- Special savings account with an interest rate of 1.90% APY* and valid on the first $5,000
- Joint Owners can monitor the account through online banking
- No monthly service charge
Student Checking Account
Our Student Checking account comes with a high yield savings and also includes a checking account so your students can learn to start managing their money. *A parent or guardian must be joint on this account if the student is under the age of 18.
- Regular savings account with $25 minimum balance to establish membership
- Special savings account with an interest rate of 2.89% APY* and valid on the first $5,000
- Comes with a free debit card, a box of checks, and mobile check deposit
- Includes periodic e-newsletters
- $100 Active Checking Incentive if used as a primary account
- No monthly service charge
- No minimum checking account balance
- Unlimited access to many surcharge-free ATMs.
Smart Start Checking Account
Our Smart Start program is our premiere package for students! This package includes everything the Student Checking has and MORE!
- Get pre-approved for a starter loan, computer loan for school, or a VISA credit card*
- Rate discount at the time the account is opened
- Building credit now will have a huge impact on your future!
*A qualified co-signer may be required.
Step 2: Tell us about you!
Do you have an existing account with Illinois State Credit Union? *

Yes No
What would you like to do?

Add a high-yield savings and checking to your existing account Add a Smart Start Loan Product to your existing account Add a Smart Start Loan product and checking to your existing account
Which of the above packages will best suit your needs? *

Kids Club - Basic Savings Student Checking - Savings and Checking Credit Starter - Savings, Checking, and Loan Product

Kids Club Application Collapse
Child's Information
Full Name *

First Name Last Name
Date of Birth *

Month Day Year
Social Security Number *

Permanent Address *

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Phone Number *
E-mail *
Photo of Birth Certificate *

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Cancel of
Photo of Social Security Card *

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Cancel of
Parent/Guardian Information
Full Name *

First Name Last Name
Social Security Number *
Date of Birth *

Month Day Year

Current Address *

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Phone Number *
E-mail *
example@example.com
Do you have an account with us? *

Yes No
What is your account number?
Do you want to transfer any money to fund your child's account? *

Yes No
How much do you want to transfer? *
*There is a $25 minimum balance required in the savings account.
Photo of State ID or Driver's License *

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Cancel of

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If applicable, is there another joint owner that would like to be on this account? *

Yes No
Secondary Joint Owner Name *

First Name Last Name
Secondary Joint Owner Social Security Number *
Secondary Joint Owner Date of Birth *

- Month - Day Year
Date Date Picker Icon
Secondary Joint Owner Phone Number *
Secondary Joint Owner Email Address *
example@example.com
Secondary Joint Owner State ID or Driver's License *

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Cancel of
How did you hear about this account? *
Name of the person that referred you to open this account:
Disclosures:
Student Signature *
Parent/Guardian Signature *
Secondary Joint owner Signature *
Additional Comments
Should be Empty:

Step 1: Review your options!

Kids Club Account

Student Checking Account

Smart Start Checking Account

Step 2: Tell us about you!

Child's Information

Parent/Guardian Information

Student Information

Overdraft Opt-In Form

Joint Owner Information

Student Information

Overdraft Opt-In Form

Parent/Guardian Information:

Disclosures: