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Before applying to Richmond Metropolitan Habitat for Humanity's (RMHFH's) Critical Home Repair Program, review our website.
Click here to review qualification checklist before completing this form. If you are unable to open the link, cut and paste the link to our website into your browser.
Please gather the relevant documents prior to completing the application and remove your social security number from all documents. You will upload all required documents at the end of this program application.
You will not be able to save and come back to your application.
* Income documents must be submitted for anyone 18 or older who is receiving income. Those over 18 years old not receiving income must sign a Certificate of Zero Income. Click Certificate of Zero Income to access a copy.
If you have any questions, please email repairs@richmondhabitat.org.
Complete the following if you are NOT the Homeowner but you are assisting the Homeowner in completing the application.
Applicants for Richmond Metropolitan's Habitat for Humanity Critical Home Repair program must provide information regarding their assets. Please declare your family's assets in the following categories and calculate a total value. Include all assets for all household members.
1a. Cash held in savings accounts and checking accounts. For savings accounts use the current balance. For checking accounts use the average 6-month balance.
1b. Cash held in safe deposit boxes, homes, etc.
2. Cash values of revocable trusts available to the applicant(s).
3.Equity in rental property or other capital investments. Equity is the estimated current market value of the asset less the unpaid balance on all loans secured by the asset and all reasonable costs (e.g. broker fees) that would be incurred in selling the asset. Under HOME, equity in the family's primary residence is not considered in the calculation of assets for owner-occupied rehabilitation projects.
4. Cash value of stocks, bonds, Treasury bills, certificates of deposit, and money market accounts.
5. Individual retirmeent and Keogh accounts (even though withdrawal would result in penalty).
6. Retirement and pension funds.
7. Cash value of life insurance policies available to the individual before death (e.g. surrender value of a whole life or universal life policy).
8. Personal property held as an investment such as gems, jewelry, coin collections, antique cars, etc.
9. Lump-sum or one-time receipts, such a inheritances, capital gains, lottery winnings, victim's restitution, insurance settlements and other amounts not intended as periodic payments.
10. Mortgages or deeds of trust held by an applicant.
Exclusions: The following items are not included as assets.
Necessary personal property, except as noted in number 8 of Inclusions, such as clothing, furniture, cars and vehicles specially equipped for persons with disabilities. Interest in Indian trust lands. Assets not effectively owned by the applicant. That is, when assets are held in an individual's name, but the assets and any income they earn accrue to the benefit of someone else who is not a member of the household and that other person is responsible for income taxes incurred on income generated by the asset. Equity in cooperatives in which the family lives. Assets not accessible to and that provide no income for the applicant. Term life insurance policies (i.e. where there is no cash value Assets that are part of an active business. "Business" does not include rental of properties that are held as an investment and not a main occupation.
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* Income documents must be submitted for anyone 18 or older who is receiving income. Those over 18 years old not receiving income must sign a Certificate of Zero Income.
If you have any questions or are ready to make an apppointment to submit your application, please email repairs@richmondhabitat.org
Everyone 18 years and older, who resides in the house, must complete the information below, acknowledging RMHFH will pull a national criminal background. Please include adult household members first, middle and last name and signature below.
Please include adult household members first, middle, and last name and signature below.
Richmond Metropolitan Habitat for Humanity, Inc.
2281 Dabney Road, Suite A
Richmond, Virginia 23230
PHONE (804) 232-7001 FAX (804) 232-7025
I, {homeownerApplicant}, hereby give permission to Richmond Metropolitan Habitat for Humanity, Inc. to provide and/or obtain information necessary to assist in the repairs on my property to the following:
Funding Sources for Quality Assurance and Monitoring Purposes:
X Virginia Department of Housing and Community Development
X City or County (Economic & Community Development)
X United States Department of Housing and Urban Development
I, {homeownerApplicant}, hereby give permission to Richmond Metropolitan Habitat for Humanity, Inc. to provide and/or obtain information necessary to assist in the repairs on my property to the following:
X Rebuilding together
X Projects: HOMES
X Richmond Regional Energy Alliance
We, {homeownerApplicant} and Sed ante. Vivamus tortor., hereby give permission to Richmond Metropolitan Habitat for Humanity, Inc. to provide and/or obtain information necessary to assist in the repairs on my property to the following:
X Rebuilding together
X Projects: HOMES
X Richmond Regional Energy Alliance
X ACES
X Senior Connections
Based on my responses, I am not able to complete a critical home repair program application.
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