Risk Tolerance Questionnaire

This investment policy statement (IPS) is not a contractual agreement. It is only meant to be a summary of the agreed upon investment management techniques. The purpose is to establish a clear understanding between you and our firm of the investment goals, expectations and strategy related to the assets outlined below. 

We can best help you achieve these goals though an asset allocation that maximizes your return while taking into consideration your appetite for risk.

We utilize low-cost, passive investment solutions, focusing on quality securities that are diversified among asset classes and within broad industry categories for each asset class to minimize risk. The images shown below reflect sample portfolio allocations based on your risk tolerance. Your specific allocations will reflect your risk tolerance, goals, and time horizon; therefore your actual portfolio allocation may not exactly match the images below.

This policy will be reviewed periodically to ensure its continued appropriateness. The above-referenced guidelines may be amended or revoked at any time on written notice of the depositor. We use automatic and manual rebalancing methods to keep your portfolio allocations within the appropriate ranges. As your risk tolerance, goals and/or time horizon change, we will update your asset allocations accordingly.

By signing below you acknowledge that you have received and reviewed the attached Investment Policy Statement.