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Hey Linda, the idea behind the workaround given on that old thread you updated https://www.jotform.com/answers/736517 was to set the Subscription Price to zero (0) then set your desired Custom First Payment, which will then act as the one-time payment.
To set it up with Subscriptions, just do the following:
1. Add Stripe then connect your Stripe Account
2. Ensure your Payment Type is set to Sell Subscription
3. Scroll down to the very bottom of the wizard then hit CONTINUE
4. Then setup your Subscription like so: