My account has been suspended

I am suspended from my account. It started 4 or 5 days ago with a pop-up that said there was suspicion of fishing. Many, if not all, of my forms require the use of the encrypted key for me to access the submissions, so I am confused as to why I am locked out. So my question is, what do we need to do to keep the forms and my account live and accessible?

Some of your forms are collecting credit card information using our plain input fields. We do not allow this type of form, we consider it as phishing which is against our Terms of Use (http://www.jotform.com/terms/). 

Enabling the encryption won't help. We understand the nature of your business. However, we have to disallow this to avoid any future issues.

If you want to collect a payment at a later date, you can use our payment integrations such as Paypal and enable authorization only.

https://www.jotform.com/help/292-How-to-Enable-Payment-Authorization 

I have reactivated your account, please modify the forms to avoid another suspension.