Can I put a payment option on form that is not required?

People might prefer to mail in the money but it seems if I put a payment option on it will not allow me to proceed until payment is made.  How do I get around that?

You can make the Payment field not required by going to the Properties and just set the Required field to Off:

If you have a product that is selected by default and therefore required, you can deselect that by following this:

Let us know if you have any further questions.

Thank you!