Paypal: Enable PayPal Account Optional

We have integrated paypal standard into our site but upon checkout we are not seeing the different payment options. It either says "Login" or "Create Account". If you click create account it does take you to paypal guest checkout, but i know our users will quit if they think they have to create an account. the sample form that you all have under another form has "pay with debit or credit card" instead of Create Account. Do you know how we can fix this?

To have the "Pay with debit or credit card" option, you will need to enable the 'PayPal Account Optional' option under your PayPal account. This option will allow your users to complete their payments without creating PayPal accounts. 

To enable the option on your Paypal account, you can check this guide: PayPal Account Optional setting. Please note that this option is only available on Premier or Business accounts. Personal Accounts do not have this option.

For more information, you can check this link: https://www.paypal.com/cgi-bin/webscr?cmd=p/mer/WAX_landing-outside.