Getting pay with debit or credit card option in paypal

Hello:

We are using paypal standard on our form and we have our paypal account set to paypal optional, but when going to checkout a user is only given the option to sign in or create an account with paypal. 

we saw the sample form in your forum topic https://form.jotformpro.com/72442455966970 and this one give an option to pay with debit card. Is there any particular reason we are not getting the same option?

Thanks!

According to Paypal, this feature is only available for the Premier or Business account holders only. Personal Accounts do not have this option.

Make sure your account meets the requirement. You can refer to this article https://www.paypal.com/us/webapps/mpp/account-optional

Or this https://www.paypal-community.com/t5/About-Settings/How-to-make-quot-PayPal-Account-optional-quot-option-available/td-p/845267 

Thanks