Need help with payment process on my two forms that I created

Is Paypal the only payment method to use on here is there anyway I can have like Visa Mastercard debit card features on the payment option of my forms that I created and not just PayPal.

No, PayPal is not the only payment integration we have, you can check all available here:

https://www.jotform.com/help/323-Mastering-Payment-Form-Integrations-with-JotForm

Most of them will allow you to charge credit cards in the form directly.

Let us know if you have any further questions.

Thank you!