I save an image on my desktop and then try to upload the image so it is below my title and nothing comes up? What am I doing wrong?

I guess you are trying to accomplish something like this? https://form.jotform.com/53077380588970

Another way to add an image to the heading of the form is by using our Designer.

Here is a theme from our Theme Store with a cool heading:

https://www.jotform.com/theme-store/theme/lovely-orange