How can I add content to terms & conditions?

I want to embed some text in the form that they have to read and agree to. I realise you can put a link to an url with a pdf etc.

You can use Short Scrollable Terms widget in your form to add the terms & conditions content. 

Kindly add the widget and enter your terms of condition text in Content Field.

You can find more information at URL below.

http://widgets.jotform.com/widget/short_scrollable_terms

Hi Emily,
Thanks for your reply.
The sort of box I want is the one in your scholarship application form 
template where it says 'if selected you will be asked for documentation...'
It look like an html insert widget but I can't find it?
Thanks
Alan
...

It is actually a "Text" tool under the Basic Fields.

You can edit it by clicking the "Edit HTML" button. After editing it, click the "Complete" button.

Hope that helps. Thank you.