How are submissions to a form finalized or sent or submitted

You may also check the JotForm FAQ page.

Your form submission data can be reviewed in your form View Submission page.

User guide: How to View Form Submissions

I just sent the link to an applicant and she had no way of submitting the form. Its also not list, I still have 0 submissions

I checked your form and there's no Submit button. To fix the issue, please add a Submit button to your form.