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I believe you are working with this form in your account: http://www.jotform.ca/form/62758054043253
To my understanding, you would like for your respondents to have a choice whether they would like to pay you via PayPal or offline, is that correct?
If you like to offer your respondents a way for them to pay by checks, I suggest you check the instruction in this guide: How-to-Set-up-Paypal-Along-with-Other-Payment-Options
I hope this helps. If, in any case, I have misunderstood your concern and/or you need any further assistance, please feel free to let us know.