Do I have to offer PayPal?

Do I have to make a PayPal account and offer it?

You need to have a PayPal account if you are planning to use a PayPal payment gateway. We have several payment processors that you can use.

The PayPal payment tool enables the users to sell products and subscriptions, collect donations and custom amounts in their forms and gets paid through PayPal payment gateway. 

Please check these guides:
https://www.jotform.com/help/49-Order-Form-Types
https://www.jotform.com/help/165-Setting-Up-Your-First-Order-Form
https://www.jotform.com/help/50-PayPal-Forms
https://www.jotform.com/help/391-How-to-Integrate-Form-with-Paypal

If you are referring to a different issue, please let us know so that we can further assist you. Thank you.