How do I insert a photo into a text area?

 I'm trying to insert photos into a text area.  It asks for the source & I don't know what to put in. I an unable to upload a photo while in the text area.

You are probably referring to the "Text" tool in the Form Builder. If you want to insert an image in the "Text" tool, you need to upload the image to a web server first. After that, you can copy the URL or the location of the image and put it in the "Source" field.

If you want to insert an image in to the form, please use the "Image" tool instead. The "Image" tool allows you to upload images from your computer.

After uploading the image, it will show up in the form. Please select the image field and then click the "Image Source" icon at the toolbar to get the file path or the URL of the uploaded image.

Please check this helpful guide: How-to-Display-Images-on-Secure-Forms

Hope that helps. Thank you.