There is no shortage of great payment processing options, but deciding which one is right for your business takes an understanding of what makes them all different. There are always questions to consider. Do you sell a high or low volume of goods? Do you advertise merchant services globally, or just in the US? Do you need your payment gateway to integrate with other businesses services you depend on?
We’re here to break down the best payment processor services for online merchants so that your business finds the perfect match. Check out our guide below.
Collect payments directly in your online forms using one of Jotform’s payment processor integrations.
Authorize.Net makes accepting credit card payments very simple, and it’s been doing it since 1996 (back when “.net” was a bit more common?). Since it was founded two decades ago, it’s become one of the most widely used payment gateways on the internet, helping hundreds of thousands of online merchants.
Best for: Credit card payments
Braintree is famous for making payment possible from anywhere, including 130+ currencies and using any type of mobile or desktop device. With Braintree, you can accept international payments through Apple Pay, Bitcoin, Venmo, Android Pay, and credit cards as well.
Best for: Global companies
No company makes ACH payments easier than eCheck.Net. They also don’t charge transaction fees, making them ideal if you need a high volume of transactions — it’s all included in a flat monthly rate. Using eCheck.Net, your customer can pay you just using their bank account and routing numbers.
Best for: High transaction volumes
PayPal is a familiar face in the payment realm, and even owns other brands on this list (Braintree). What’s great about PayPal is how easy it is to set up. Most of your customers probably have a PayPal account — and if they don’t it’s crazy easy to create one — so it’s not a bad idea to incorporate a payment provider they’re familiar with.
Best for: Small businesses
The great thing about Stripe is the ecosystem of integrations at your disposal, including dozens of accounting, e-commerce, analytics, and invoicing companies. Because of this, it makes it an ideal choice for larger companies who rely on many other operational systems.
Best for: Larger companies
Due.com offers low-cost, highly secure credit card processing for your business. It is an easy to use platform for users to handle their invoice interactions like creating, sending and monitoring them. It also allows users to track time and productivity when it comes to billing and processing payments.
Best for: Easy to learn and use
Onebip really has the mobile payment thing figured out. Your users can pay you through Onebip in a single click right from their phones. They also offer recurring payment, as well as web and desktop billing.
Best for: Simplicity
2CheckOut is about as worldly as the Olympics, available in a whopping 211 markets around the globe. It enables users to collect payments in a variety of ways, including PayPal and credit cards. But what really stands out about 2CheckOut is the company’s superior fraud protection, which includes a unique algorithm to assess over 300 variables in 3 seconds to identify markers of fraud.
Best for: Security
As the name might suggest, Worldpay offers payment solutions globally. What really sets the company apart is its versatility; it offers ways to collect payments over the phone, in-person via card machines, and, of course, online. For a business with different revenue streams, Worldpay might make a lot of sense.
Best for: Versatility
In case you’re wondering, every one of the solutions above seamlessly integrates with Jotform’s robust form builder, perfect for order forms, subscription forms, donation forms, and registration forms.
Were you aware of how quickly you can turn any Jotform form into a money-maker? Do you have a merchant account with any of the payment processors listed? Let us know in the comments!
Thanks for the blog. Looking for any best rated credit card processing companies in california visit our website to know our menu.
You mentioned onebip as being the easiest to use, so I checked it out. After being approved as a new applicant there is much more paperwork required than other payment gateways including original certificate of incorporation etc. I wanted to find out what we would pay for onebip services and simply cannot. A search for "merchant charges", "merchant costs" yields no answers.
The agreement mentions that onebip will aggregate credit card payments until we reach the threshold of €200 before transferring payment. So even if we go through the hassle of setting up the account we could lose our donations if we don't meet the threshold or don't go beyond threshold in €200 euro increments.
Do you know the percentage of transaction, the cost for each transaction, and the monthly costs for a onebip account? I can't find this information.
My charity, Vancouver Brain Injury Association, is a Canadian nonprofit currently using Stripe and PayPal.
Question – do you have nonprofit reduced pricing?
Which payment gateway could I use for payments in local South African currency (ZAR South African Rands)?
PayPal does not offer ZAR as one of its transaction currencies and local South African customers do not want to pay in a foreign currency.
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So, who's the genius that came up with your STUPID, assinine, uncompetitive, and unrealistic "Payment Limits" of 10, 100, or 1000 per month? Are you for real? If you're trying to drive potential customers to Cognito or Wufoo, you've succeeded.
We are a 3500-unit condo/golf community whose resident/members buy & sell online, pay dues on line, signup and pay for events, etc., none of which are feasible via JotForms because of these limits. We can still use JotForms for other purposes but the door is wide open to your competition in these key payment functions.
We commend you for doing a great job and we pray for more blessings on your company, and thank you for the opportunity fo create a free account with.
Please we need your help on how to create or receive payment on our free account, and what payment processor is suitable for us in Nigeria?. How can we receive such payment, by bank, phone or what? Waiting for response. Thank you
I wonder I could use Authorize.Net . Receiving account is in Germany.
Im using already Paypal but I want also a payment processor for visa and mastercards.
Can you propose me some other merchants for Europe - SEPA ( if Authorize.Net not possible ) ? I own small business.
Thanks a lot.
THANK YOU JOTFORM. Awesome blog, really helpful :)
Thanks great article, although never heard of ONEBIP, will check it. I personally started to use recently G2A PAY, and for other webshop PayPal, no issues with any till know! However, this little known payment gateway (G2A PAY) surprised in a positive way. First, the integration was super fast, literally took my name and phone only, secondly (and what attracted me the most) is the long list of payment options offered both global (like Skrill or even Bitcoin) and local, depending on regions you are targeting.
I have Paypal Payments Pro installed on my forms and used it for several years with no problem, but recently I painfully discovered that PayPal offers little protection against chargebacks. Can you mention any other payment processor that can be integrated with Jotform that might offer better chargeback protection? Any link to more info on this issue?
Could you advise me about the best payment processor for my case ? I am not sure we can use any of these solutions when the account is in FRANCE.
Please find my needs :
- Receiving account is in FRANCE
- Every client will pay from a FRENCH bank too.
- many transactions from September until March (no other transactions from April until August).
- amount of transactions can be from 19 euros to 600 euros.
Thank you so much for your kind help,
in your email newsletter you showed this form where the customer can choose between
1. Visa/Master/Amex/Discover and
How is this done? It looks great! I would like to do the same!
Please can we have a Jotform integration - refer to recent exchange on forum https://www.jotform.com/answers/853734-E-Way-payment-integration
PayPal has stopped its operations in Turkey. Other payment processors are not suitable for small businesses in Turkey. I think you need to work on alternatives.(iyzico)
An Api for systempay (banque populaire système would be great.Thanks for your work which is tremendous !
I am interested in using paypal, we have a business account however, paypal says you dont have to have a paypal account to make a payment and each time we have gone in to requesting payment through jotform it directs the payee to creating a paypal account. Am i doing it correctly. Can you give me some advice.
Can you advise if your working on an API for E-Way, its one of the largest payment gateways in Australia.