Southeast Mortgage - Pre-qualification Form

Southeast Mortgage - Pre-qualification Form

Atlanta location, southeast mortgage Form Preview
  • Pre-Qualification Form

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  • Information ForSecond Applicant (If Any)

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  • Finalize Application Below

  • (combine information if two applicants)

  • Reload
  • The pre-qualification form is designed to aid the Mortgage Loan Originator in initial consultation with consumers who are seeking guidance and information in preparation for applying for a mortgage loan in the future. This is not a loan application as defined by 24 CFR and 3500.2 (b) of The Real Estate Settlement and Procedures Act or by ECOA. Completion of this form will not result in any type of formal loan evaluation or underwriting. Privacy Notice: Southeast Mortgage does not disclose any non-public personal information about the clients for any purpose that is not specifically permitted by law. We restrict access to non-public personal information about you to those employees who need to know in order to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.Credit Report and Fees O.C.G.A Section 7-1-1014 (1,2) requires that we inform you prior to accepting any third party fees, such as a credit report fee that we disclose to you if any part of that fee is refundable. Southeast Mortgage has established that this Pre-Qualification is not a mortgage loan application. You are authorizing Southeast Mortgage to pull your credit report for consultation purposes only. By disclosing this preliminary information, you are acknowledging that this charge for the initial credit report is not refundable. While we cannot provide you a copy of this credit report, the Fair Credit Reporting Act guarantees you access to one free credit report annually and per the Federal Trade Commission; www.annualcreditreport.com is the only authorized source for a free credit report. Southeast Mortgage of Georgia, Inc. does not share client information with non affiliates to market to you. Southeast Mortgage of Georgia, Inc. uses Consumer Credit Reporting Companies to obtain your credit information used in conjunction with pre-qualification consultations. Under the Fair Credit Report Act (FCRA,) the Consumer Credit Reporting Companies are permitted to include your name on lists sold to other mortgage providers. The FCRA also provides you the right to (Opt-Out), which prevents Consumer Credit Reporting Companies from providing your credit file information to others. In order to maintain your privacy rights under our privacy policy, please sign below to authorize Southeast Mortgage of Georgia, Inc. to use the website www.optoutprescreen.com to initiate the “electronic opt-out for five years” on your behalf. Should you wish to opt back in at any time please visit www.optoutprescreen.com to opt in.Georgia Residential Mortgage Licensee #6578 (NMLS# 103956)

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