Emergencies can happen when you least expect it. I highly recommend that you protect your vacation with a travel insurance policy. The cruise lines, airlines, hotels and tour operators all charge high penalties for cancellation, ranging from the full deposit to no refund at all. Another important fact to keep in mind is that that most health insurance policies will not cover you when you are out of the country. Your Travel Insurance will protect you in the following areas:
Baggage Loss, Theft or Damage
Emergency Medical and Dental Expenses
Emergency Medical Transportation
24/7 Hotline Assistance
Please also note that in order for you to benefit from pre-existing coverage your policy must be purchased before final payment. (this is the case with Allianz, and does not apply to all of our suppliers' policies). There is no added cost to the policy for pre-existing coverage.
It is also important to understand that you do NOT have coverage until you have an active policy! Pre-existing coverage will not apply to world events such as strikes, natural disasters, terrorism etc.
Please understand that I am not a registered insurance agent, and can not legally provide specific advice or information regarding insurance. For information, please feel free to contact Allianz Insurance Company at 866-840-0837.
For your benefit, I have acquired a quote for travel insurance for your vacation from Allianz Insurance Company. Your quote will be sent in a separate e-mail.